I love the journals I have found on this site. I have my own journal, and have been tracking my progress so far in eliminating debt (and increasing my savings), but I have hit a plateau. I am almost there, I have gone from 13 debts to only 3 but now I feel like I am losing the motivation. Reading some of these journals, it seems so easy for some people? I have had the most frustration with trying to lower the money wasted on everyday stuff.